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No one has ever become very rich by saving their money. The rich see opportunities to work and invest in situations where large disequilibriums exist. This was as true for John D. Rockefeller as it is for Bill Gates. In both cases their lifetime savings constitute a small fraction of their total wealth. Carefully saving one's money and investing in normal equilibrium situations can make one comfortable in one's old age but never really wealthy.
Successful businesses must be willing to cannibalize themselves to save themselves. They must be willing to destroy the old while it is still successful if they wish to build the new before it is successful. If they won't destroy themselves, others will destroy them
Businesses that would grow rapidly with high profit margins must take advantage of technological disequilibriums, exploit developmental disequilibriums, or create sociological disequilibriums. All other activities are slow-growth, low-rate-of-return commodity businesses. 

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